All material on this site and in any transmissions and publications
relating to it is copyright Headspring Consulting Inc. and all recommendations
are based on information that is believed to be reliable. However,
results are not guaranteed and the publishers and distributors of
any information and/or recommendations reproduced here or transmitted
from this site assume no liability whatsoever for any material losses
that may occur. Readers are advised to consult a professional financial
advisor before making any investment decisions. Sandra Foster, members
of her family or employees may hold positions in securities mentioned
on this site or in publications associated with it. No compensation
for recommending particular securities or financial advisors is
solicited or accepted.
Trademark Notice and Copyright
All information published or otherwise accessible through this
Website and its successors, including, but not limited to information,
news, text, photographs, images, illustrations, audio clips, video
clips, software and other materials (the "Content") are protected
by copyright, and are owned or controlled by Headspring Consulting
Inc. and/or Sandra Foster or other parties credited as the provider
of the Content.
Sandra Foster's photo was taken by Joseph Marranca Photography,
Toronto.
This Website is also protected by copyright as a collective work
and/or compilation, pursuant to Canadian copyright laws, international
conventions and other copyright laws. Unless otherwise specified,
any reproduction, modification, redistribution, publication, transmission,
transfer, sale, distribution, or performance of this Website, whether
in whole or in part, constitutes a violation of federal or common
law and is prohibited.
No information may be reproduced in whole or in part in any form
without written consent of Headspring Consulting Inc. and/or Sandra
Foster. Please e-mail us for permission before reproducing or redistributing
any part of the information contained within.
Certain names, words, titles, phrases, logos, designs, graphics,
icons and trade-marks displayed on this Website may be registered
or unregistered trade-marks of Headspring Consulting Inc. and/or
Sandra Foster or third parties. Unless otherwise specified, downloading,
retransmission, copying or modification of any trademarks or other
contents displayed on this Website may be a violation of statutory
or common law rights and is prohibited and could subject the violator
to legal action.
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Disclaimer/Disclosure Notice
The information contained on this Website is designed for educational
and entertainment purposes only. It is not intended to provide you
with investment, financial, legal, accounting, tax, or other advice
for your specific situation. You should not rely upon the information
to provide any such advice. Before you make investment decisions,
we strongly recommend doing your own research and consulting with
a qualified financial professional.
Headspring Consulting Inc. provides fee-for-service financial planning
through its team of financial planning associates. Sandra Foster
is also available for a limited number of fee-for-service financial
planning clients each year. Clients engaging Headspring Consulting
Inc./Sandra Foster for fee-for-service financial planning will be
required to sign a financial planning agreement prior to any financial
planning services.
We believe the information provided on this Website is accurate
and complete. Although we try to keep the information current, we
do not provide any warranty, express or implied, as to the accuracy
or completeness of any information provided as part of this Website.
However, with the passage of time, some of the information may become
out-dated. Other Websites accessed or linked from this Website have,
unless otherwise indicated, been independently developed by third
parties. We do not warrant the accuracy or completeness of the information
contained in these sites.
Neither Headspring Consulting Inc., Sandra Foster or any affiliates
shall be liable in any manner or to any extent for any direct, indirect,
special, incidental or consequential damages, losses or expenses,
however caused, arising out of the use of this Website and/or any
confidential or sensitive information transmitted to us.
No endorsement of any third party products or services is expressed
or implied by any information, material or content referred to or
included on, or linked from or to this Website.
Any information contained herein is not to be construed as an offer
or the solicitation of an offer to buy or sell the investments mentioned.
Past performance is not necessarily indicative of future performance.
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Privacy Policy
Our Privacy Policy outlines what information we gather about you,
how we use it, and your choices about the information you share
with us. Complete confidentiality and security to guarantee 100%
privacy is not yet possible over the Internet. Internet use and
communication is subject to interception, loss and alteration. You
acknowledge and agree that Headspring Consulting Inc., Sandra Foster
and its affiliates shall not be responsible for any damages you
may suffer as a result of the transmission of confidential or sensitive
information over the Internet, and that all such communications
will be at your own risk.
Headspring Consulting Inc. and Sandra Foster understand and respect
your desire for privacy. To that end, we would like you to know
how we use the personal information you entrust to us.
The information we collect from our on-line members is necessary
to fulfil membership subscriptions and more efficiently communicate
with members when necessary.
Sometimes, we try to contact our subscribers regarding special
offers and promotions that we think you would find valuable. If,
at any time, you choose to have your information (name, street address,
phone number and/or e-mail) removed from our internal marketing
files, simply contact us at the address shown below or click (here)
to send us email.
We also request demographic data from our members (e.g., age, working
with/without a financial advisor, etc.). This information is used
to better understand our members, and by any advertisers or partners
to target their advertisements. It is not required for Readers Corner
and should be submitted at the your discretion. The collecting of
any personal information is done so only with the consent of the
individual supplying the information. Personal information will
be kept as accurate and up-to-date as is necessary for the provision
of specific services requested by the individual. Users can make
changes to any of their personal information as needed.
No personal information provided will be distributed, analyzed
or in any way made available to any individual person or any other
corporate entity for any purpose whatsoever without the explicit
consent of the individual who supplied the information
Headspring Consulting Inc. will, upon request, make available to
individuals specific information about its policies and practices
relating to the management of personal information. If you have
any additional questions or comments on this issue, please feel
free to e-mail us.
Protecting Your Privacy All internet users should take
steps to protect their privacy on the Internet:
Keep your password confidential and change them periodically.
After visiting secure sites, clear out your browser's temporary
Internet files so that no one can access information you may have
transmitted to those sites.
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